Compound Annual Growth Rate (CAGR) is one of those typical investing technical terms that we are unable to understand until somebody quotes an example for us. It?s a bit strange because the explanation undermines the simplicity of the calculation of the growth rate in question. 🙂 Simply put, CAGR is the the fixed rate of…
Many investors are unable to sell a stock; either they ‘fall in love’ with an investment, or are unwilling to admit a failed investment and end up to book losses later when they are in dire need of money. Sell decisions should be made at the time of an investment. As an intelligent investor, if…
As discussed in the earlier posts like 4 Golden Rules of Equity Investing and 3 important things to know as a new investor!!!, I am again going to write for the investors who are still in the dialema whether or not to invest the very first time. And even if they make their mind to…
Let’s face it. You will not be able to work forever. No matter how healthy you are, there will come a time when you will not be able to work, due to health problems or simply aging. What will you do for an income when the time comes to retire? This is why planning your…
All mutual funds are required to disclose, in their offer documents, the Risk Factors that are faced by the fund and therefore by the investors. Risk factors may be standard or scheme specific. Standard risk factors are market driven and common to all schemes. While a regular investor will be conversant with standard risk factors,…
This article lays down the basics of Mutual Fund Investing: 1. This is a pertinent question asked every now and then that which is the safest method to invest in mutual fund to make money and prior to that one must understand the basics of mutual fund. 2. A mutual fund is a tool by…
YOUR online shopping just got easier and safer with the virtual credit card. But, what’s a virtual card? A virtual card is just like your credit/debit card; only it isn’t tangible. It was introduced to check the rising instance of fraudulent transactions over the internet. How does it work?Many banks offer this facility but the…
Dividends matter more than some investors think. Growth-focused investors sometimes treat dividends as the icing on the cake, but they are more important than this. Here are six reasons why investors should care about dividends: 1. Re-investing dividends has a significant impact on the total returns from stock market investments. Thanks to the magical power…
Stock Markets viz. Sensex and Nifty are on the Surge again after watching the downside taking down to the October Lows. You could be wondering if you should still invest in equities and go through the uncertainty from time-to-time. Tell you what, YES, you need to invest in equities. Long-term equity investing as an asset…
IF you want to invest in equities, there are only four things you need to remember. 1. Choose the right companyLook for superior and profitable growth. The company should earn at least 20% return on its shareholders’ capital. Ideally a long-term investment perspective (more than five years) allows you to participate in the company’s growth….
TODAY’S Stock Market rally has probably caught the small investor by surprise. Having burnt his fingers in a bad bear phase recently, the small investor had exited the stock markets and was only too scared to re-enter. So today’s turn of events, the opening followed by circuit breakers, has only made him wonder if he…
Most people shy away from investing because they are afraid of losing their hard earned money. No doubt, losing your hard earned money is a frightening prospect. But try to recollect, you were equally frightened when you went to school for the first time or when you were learning to drive. Investing in stock markets…